Small Business and the Winter

If ever there was a case for modernising your business model then it is this winter. Here I am as I write about twentyfive miles away from where I am supposed to be and all because it snowed heavily last night. Well, to be honest it has been snowing for the last couple of nights, but I had expected the people in charge to have done something about it over the weekend.

I, though am obviously some kind of optimist, for after getting up at some strange hour this morning, I did as always do and headed off to the train station at about seven, only to find there seemed to be no trains but the staff were locked out of the station because the chap with the keys could make it to the station. After a while it was stated that there would be no trains so I webt home.

Luckily, I can still work to a certain degree of competence at home so here I am. but not all employers will allow this level of flexibility. And it is surely better to get some level of work from your employees when the elements have conspired against them. This is especially so with small companies, in fact the smaller the company the more important it becomes. After all every one employee is a larger percentage of the whole than in larger corporations, and this affects the business in proportion.

This is a problem that also affects small businesses with absences through illness both short term and long term. There is not much you can do about the short term last minute absences, but with longer term absences then at least there is an option, with some employee health insurance plans this gives you the ability to cover your staff shortages with part-timers until your regular employee comes back. This is a modern world and there are always ways to get around problems like these.

SME Web Presence to grow

Strangely enough of all the businesses in the UK about one and a half million of them have absolutely no presence on the world wide web, this is especially so in the case of Small Business, many of whom think that they are either too small or it is just an unnecessary expense when everything else is tight, so just forego it.

But this is surely a huge mistake for all those concerned, although it may cost a little to set up and you might need a somebody with the correct skill set to run the operation, the simple fact is that if you can run part [or all] of your organisation online, it will cut out many of the other cost that might be accrued.

But this, it seems is set to change, as companies like BT & Google have been getting together to allow companies to have their very own website for free, all care of Getting British Business Online, as long as the name you wish has not already been taken, then everything is in place to start right away, what are you waiting for?

Growth to Continue in Europe

Several large health insurance companies have stated that they are now looking toward Europe and not Asia for the next big growth in sales of business health insurance to take place. This comes as a bit of a surprise to many people given the relative economic climate in Europe, and the strength of so much of Asia backed by China & India.

However it has more to do with the political stability across the whole of Europe, and difficulties gain access to certain Asian markest which has led this change of emphasis. There is also a feeling in some places that the absolute worst of the financial 'stormy seas' have been sailed already and that Europe should be looking forward to a period of continued growth.

Whichever way it goes, the future seems to be looking good for health insurance companies in the western hemisphere, and the competition to offer competitive business insurance plans will be good for all those small companies who've made it through the recession.